I have a questions about insurance. My husband is soon to be laid off. Several years ago we ran our own business, but it was before my sons were diagnosed. We are seriously looking into reopening our business, but we remember that our personal insurance was not great. He will have three months severance and then we can be on Cobra for almost a year after that, so the need for personal insurance isn't immediate, but we want to see what our options are before we jump into our decision about starting our company. Does anyone run their own business and have personal insurance? How do they treat the preexisting condition? Do they not cover the boys at all? Do they just put a rider on them and not cover anything to do with the DMD? Anyone with lots of insurance knowledge out there - or other ways to get health care coverage? Thanks!!!
Sarah

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I just read this article and thought it might be helpful.

http://www.cnn.com/2009/HEALTH/05/14/preexisting.condition.insuranc...

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