I am desperate for some help and am not sure who to call for help. My husbands employer made a paperwork error that caused our insurance to be cancelled on Aug 31st. We were given no warning and found out a week after it had been cancelled when I went to get a prescription filled. We have been told that they (BCN) will not reinstate it. An appeal has been filed by my husband's employers insurance agent to have it reinstated but they do not seem hopeful that it will be. We only have 30 days from the time of cancellation to get into another policy or with my son's pre-existing condition we would have trouble getting coverage for him for 6 months. They are trying to push us into getting insurance through my employer. Problem is the coverage is considerably less than what we had and my son would not be able to see any of his existing doctors here locally and in CIncinnati. They are telling us that in 3 months, if the appeal does not work, they can re-write another contract or policy and get us the same insurance again (Is this true?). Meanwhile they want us to take the insurance through my employer. I don't know if I can believe this and am afraid we will get stuck with my employer's insurance. Who can I call to get some answers? Please, can anyone give me some advice? I have called lawyers but they say that is not their specialty and that medical insurance issues are a very specialized area of law. Can someone give me a name or direct me to someone that can advise? Thanks for any help.
If he can direct me to something legal, please tell me. Do I trust his employer or this insurance agancy - NO!
Karen - they cancelled the insurance for everyone at your husband's company, or just yours?
If you're not getting any activity from the good suggestions others have already listed, I would call all the Detroit news stations - like Fox2 Problem Solvers, etc - and see if they'd like in on this story.